Get customers. Get paid. Grow.

Your whole business, in one hub.

Sell on WhatsApp, get paid on mobile money and local rails, find opportunities with AI, and run invoicing, payouts, and payroll. Built for how small businesses really work in your market.

Invoices sent
24,180
Paid by link
71%
Avg time to paid
3.2h
WhileSmart Business dashboard
One hub, your whole business
  • Social commerce
  • AI agents
  • Marketing
  • Opportunities
  • Proposals
  • Estimates
  • Invoicing
  • Collections
  • Payroll
  • Payouts
  • Expenses
  • Automations
WhatsApp Business

Sell inside WhatsApp. Get paid there too.

Run a full WhatsApp store: upload your catalog, customers browse products, add to cart, and check out without leaving the chat. We turn each order into an invoice and reply with a payment link on the method that works locally (card, wallet, or bank).

  • Catalog + cart inside WhatsApp via the Commerce API
  • Order placed (whatsapp.order_placed) auto-generates a payment link and replies
  • Invoices and receipts delivered as chat messages, not PDFs
  • Customer replies (whatsapp.message_received) fire automations
  • Official Cloud API: approved templates, verified sender, no blocked numbers
AS
Acme Studio
online
Today
Canvas Tote — Medium
$29.00 · In stock
View
10:38
2 items
Total $58.00
View sent cart
10:41 ✓✓
Order #1042 · Acme Studio
Pay $58.00 securely — card, mobile money or bank transfer
business.whilesmart.com
business.whilesmart.com/l/q7x4a
Thanks for your order! Complete your payment above 🙏
10:41
Payment received ✅ Your totes ship tomorrow.10:43
Message
How money moves

Three steps, repeat forever.

Every invoice becomes a payment link. Every payment becomes a trigger. Every trigger can move money, send an invoice, or ping your team. You wire it once.

  1. 01
    Invoice

    Bill your customer

    Draft a branded invoice in 90 seconds. Attach line items, tax, and a due date. Send via email or WhatsApp.

  2. 02
    Collect

    They pay how they want

    Card, bank transfer, or a local wallet. The payment link works in any browser, on any device.

  3. 03
    Automate

    Money moves itself

    When the invoice is paid, your rules fire: commissions go out, salaries queue up, and the receipt goes back to your customer.

What you get

One hub. Every tool.

Full feature list

AI lead finder

An agent finds people who want what you sell from public signals, each with a reason it fits and a way to reach them.

Opportunity radar

Always-on monitoring of tenders, RFPs, and grants that match what you deliver, scored and ready to pursue.

Tender management

Run every tender you pursue in one workspace: documents, deadlines, eligibility, and status from find to submission.

Proposals

Draft a branded proposal with an AI assistant, edit it as a document, and share a link the customer opens and accepts.

Estimates

Quote a job with line items and an internal cost breakdown, then turn it into an invoice when it is accepted.

Invoicing

Professional invoices with payment links. Recurring, multi-currency, tax-ready.

Collections

Accept cards, bank transfers, and local wallets. Share by link, email, SMS, or QR.

Payouts

One-off or recurring. Salary, contractor, vendor bills. CSV bulk, approvals.

Automations

Eight built-in triggers. Five actions. Conditions on any payload field.

Webhooks

Signed inbound and outbound. Retries, dead-letter, replay from history.

Multi-currency

USD, EUR, GBP, and 40+ currencies. FX at book rate, settled where you hold.

Automations

Wire any event
to any payment.

Your shop fires a webhook when an order ships: we pay the supplier their cut. Your contract tool posts contract.signed: the freelancer gets their signing bonus. Payroll day: salaries go out.

  • 8 built-in triggers, including custom webhooks
  • Conditions on any field, nested paths supported
  • Signed outbound webhooks, retries, dead-letter
N° 07
IF
invoice.paid
amount_cents ≥ 500000 · currency == "USD"
THEN
create_payout
to: {{ invoice.customer.phone }} · 10% of amount
Triggered 247 times · last 7 days99.6% success
Local rails, every market

Meet customers on the rail they already use.

We do the work in each market so your product doesn't have to retrofit. Whether your customer reaches for a card, a bank transfer, a UPI request, a Pix code, or a local wallet, WhileSmart Business picks the right method automatically, charges in the local currency, and settles where you hold.

🇺🇸United States
USD
Card · ACH · Apple Pay · Google Pay
🇪🇺Europe
EUR
Card · SEPA · iDEAL · Bancontact
🇬🇧United Kingdom
GBP
Card · Bank transfer · Faster Payments
🇮🇳India
INR
UPI · Card · Netbanking
🇧🇷Brazil
BRL
Pix · Card · Boleto
🌍Africa
Local
Mobile money · Card · Bank
40+
Currencies
9 min
Median payout
99.98%
Uptime · 90d
Operators, in their words

Teams that stopped chasing money.

"Payroll went from a stack of manual transfers each month to one click. The team gets paid on time, every time, no drama."
ER
Elena Ricci
Operations lead
"We wired our shop to fire a payout to our suppliers the moment an order ships. It just runs. I forget it exists."
DO
Daniel Okafor
Founder
"Half my invoices now get paid from a link within the hour. The old PDF-by-email flow was bleeding us dry."
PN
Priya Nair
Studio lead
Pricing

Pay what your business earns.

Billed monthly in USD. Cancel anytime. Local estimates shown at checkout.

Solo
Free

Freelancers getting started

  • AI lead finder
  • Weekly auto-run
  • Up to 5 invoices/month
  • 1 workspace
  • Community support
Start Solo
Business
Popular
$19
USD / month

Growing teams

  • Everything in Solo
  • Frequent auto-run
  • Opportunity radar
  • Unlimited invoices & automations
  • 3 workspaces
  • Priority support
Start Business
Scale
$49
USD / month

Teams and agencies

  • Everything in Business
  • Highest auto-run frequency
  • SSO + audit log
  • Unlimited workspaces
  • Dedicated success
Start Scale
Ready when you are

Your first invoice goes out in 90 seconds.

No credit card to start. Works with the tools you already use.

Start free