Your business hub for invoicing, collections, payroll, and automation.
Bring invoicing, collections, payroll runs, payouts, support workflows, and automation into one system. Built for growing businesses that need their core operations in one place.
- Invoices sent
- 24,180
- On mobile money
- 73%
- Avg time to paid
- 3.2h
- MTN MoMo
- Orange Money
- Wave
- M-Pesa
- Paystack
- Flutterwave
- Visa
- Mastercard
- UBA
- Ecobank
Three steps, repeat forever.
Every invoice becomes a payment link. Every payment becomes a trigger. Every trigger can move money, send an invoice, or ping your team. You wire it once.
- Invoice01
Bill your customer
Draft a branded invoice in 90 seconds. Attach line items, tax, and a due date. Send via email or WhatsApp.
- Collect02
They pay how they want
Mobile Money, card, or bank. The payment link works in any browser and on any device.
- Automate03
Money moves itself
When the invoice is paid, your rules fire: commissions go out, salaries queue up, accounting is synced.
One hub. Six tools.
Invoicing
Professional invoices with payment links. Recurring, multi-currency, tax-ready.
Collections
Accept Mobile Money, cards, and bank transfers. Share via WhatsApp, SMS, QR.
Payouts
One-off or recurring. Salary, contractor, vendor bills. CSV bulk, approvals.
Automations
Eight built-in triggers. Five actions. Conditions on any payload field.
Webhooks
Signed inbound and outbound. Retries, dead-letter, replay from history.
Multi-currency
XAF, NGN, KES, GHS, ZAR, USD, EUR. FX at book rate, settled where you hold.
Wire any event
to any payment.
Your shop fires a webhook when an order ships: we pay the supplier their cut. Your contract tool posts contract.signed: the freelancer gets their signing bonus. Payroll day: salaries go out.
- 8 built-in triggers, including custom webhooks
- Conditions on any field, nested paths supported
- Signed outbound webhooks, retries, dead-letter
Sell inside WhatsApp. Get paid there too.
Run a full WhatsApp store: upload your catalog, customers browse products, add to cart, and check out without leaving the chat. We turn each order into an invoice and reply with a payment link on the rail that works locally (Mobile Money, card, or bank).
- Catalog + cart inside WhatsApp via the Commerce API
- Order placed (whatsapp.order_placed) auto-generates a payment link and replies
- Invoices and receipts delivered as chat messages, not PDFs
- Customer replies (whatsapp.message_received) fire automations
- Official Cloud API: approved templates, verified sender, no blocked numbers
Meet customers on the rail they already use.
We spent years in each market so your product doesn't have to retrofit. Whether your customer expects a bank transfer, an M-Pesa prompt, a MoMo USSD, or a card checkout, WhileSmart Business picks the right rail automatically, charges in the local currency, and settles where you hold.
Teams that stopped chasing money.
"Payroll went from three bank visits a month to one click. The team gets paid on the 28th, every month, no drama."
"We wired our shop to fire a payout to our drop-shippers when an order ships. It just runs. I forget it exists."
"Half my invoices now get paid by WhatsApp link within the hour. The old PDF flow was bleeding us dry."
Pay what your business earns.
Billed monthly. Cancel anytime. Local prices across African and global markets.
Freelancers getting started
- Up to 5 invoices/month
- 1 workspace
- 1 payout schedule
- Community support
Growing SMBs
- Unlimited invoices
- Unlimited automations
- 3 workspaces
- WhatsApp Business included
- Priority support
Finance teams & agencies
- SSO + audit log
- Unlimited workspaces
- Dedicated success
- Custom integrations
Your first invoice goes out in 90 seconds.
No credit card to start. Works with the tools you already use.
Start free